SPX+0.81%NDX+1.42%HSI−0.64%STI+0.32%CSI300+0.51%NIKKEI+0.34%USD/SGD−0.12%USD/CNY+0.09%EUR/USD+0.21%BTC+1.84%ETH+0.97%GOLD−0.21%OIL+0.42%10Y4.21SPX+0.81%NDX+1.42%HSI−0.64%STI+0.32%CSI300+0.51%NIKKEI+0.34%USD/SGD−0.12%USD/CNY+0.09%EUR/USD+0.21%BTC+1.84%ETH+0.97%GOLD−0.21%OIL+0.42%10Y4.21
Private preview · Markets live

A quiet investment office
for the family
balance sheet.

HomeCIO aggregates every account, position and cashflow across Singapore, the US and China — then hands you an AI analyst that argues both sides of a trade before you pull the trigger. No hype. No 2 a.m. push notifications.

See a live debate
  • ◇ Read-only aggregation, zero withdrawal rights
  • ◇ End-to-end encrypted · SOC 2 in progress
  • ◇ SG · US · CN compliant
Kuai Household · SGD · live
Net Asset Value
S$2,481,392▲ +0.73%
Equities58%
Fixed Income18%
Cash · MMF12%
Crypto7%
Alternatives5%
6 accounts · 2 brokersUpdated just now
The Numbers · Quiet by design

Not loud. Just right.
Metrics that matter, the way a private banker would frame them.

6currencies
Consolidated into one multi-currency NAV with FX lot tracking.
3markets
SG · US · CN — with local tax-lot logic, not an afterthought.
0push at 2 a.m.
A weekly CIO memo instead. The kind a family office actually reads on Sunday.
1% fee we replace
What a private banker charges annually — not what we charge.
AI Explorer · Feature

Before you buy it,
make it defend itself.

Single-agent picks tell you what to do.
HomeCIO tells you why both sides still disagree.

Our Explorer runs a Bull / Bear / Judge loop, grounded in real filings, analyst notes and your own positions. Dissent is always shown, never summarised away — because the argument you reject is the one you need to remember.

How it works
NVDA$918.20▲ 2.42%
DebateCitationsJournal
Bull

Hyperscaler capex re-accelerated last quarter; data-center revenue grew 154% YoY with no sign of supply normalising.

Bear

Concentration: ~40% of revenue from 4 customers. Inventory days widened to 138 vs 102 a year ago — channel pre-buying is real.

Judge

Both theses survive. Tilt slightly bull (60/40) on operating-leverage; reassess on Q3 inventory print and CSP capex guide.

Product · Three pillars

Three things a private banker charges 1% a year to do.
You get them here.

01 / Aggregation

One truth for the household.

Brokerage, bank, crypto and private positions — across SG, US and CN. Multi-currency, multi-member, read-only.

  • Real-time NAV
  • 6 currencies
  • Cost-basis reconstruction
02 / AI Explorer

A built-in devil's advocate.

Ask about any ticker or thesis. Bull and Bear agents debate until the strongest argument survives — and dissent is always shown.

  • Grounded debate transcript
  • Source citations
  • Export to journal
03 / Decisions

Decisions, not dopamine.

No streaks. No leaderboards. No push. A weekly CIO memo — the kind a family office actually reads on Sunday.

  • Weekly memo
  • Drift & rebalance alerts
  • Tax-lot intelligence

Quiet tools compound better than loud ones.

Join the private preview. Invite-based, one household per seat, no card required. We review applications on Thursdays.

Read the manifesto⌘ 112 households in queue · next review Thu
SPX+0.81%NDX+1.42%HSI−0.64%STI+0.32%CSI300+0.51%NIKKEI+0.34%USD/SGD−0.12%USD/CNY+0.09%EUR/USD+0.21%BTC+1.84%ETH+0.97%GOLD−0.21%OIL+0.42%10Y4.21SPX+0.81%NDX+1.42%HSI−0.64%STI+0.32%CSI300+0.51%NIKKEI+0.34%USD/SGD−0.12%USD/CNY+0.09%EUR/USD+0.21%BTC+1.84%ETH+0.97%GOLD−0.21%OIL+0.42%10Y4.21
© 2026 HomeCIO · cio.famlab.app · Not investment advice.
Privacy·Terms·EN / 简体